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How to Stay Safe from Online Scams & Phishing 2025 Cybersecurity Guide

Techburst.in October 01, 2025

 


How to Stay Safe from Online Scams & Phishing

Internet ne hamari zindagi aasaan bana di hai shopping, banking, chatting, aur kaam sab kuch ek click mai. Lekin saath he ek badi problem bhi aayi hai online scams aur phishing attacks. Har din naye tarike ke fraud aate hain jisme logon ka data, paise aur identity chura li jati hai Scams itne professional ho gaye hain ki ek normal user ko pehchanna mushkil lagta hai. Isliye zaroori hai ki aap cyber safety ke basic rules samjho aur inhai follow karo. Ye article aapko step by step batayega ki kaise aap apne aapko online scams aur phishing se bacha sakte ho taki apkai saath fraud na ho jaye.

Part 1: Online Scams & Phishing Kya Hote Hain?

  • Online Scam: Internet ke through kiya gaya fraud jisme aapka paisa ya personal information chura li jati hai.

  • Phishing: Fake email, SMS, ya website ke zariye aapse sensitive info (jaise password, OTP, card details) nikalna.

Example: Aapko ek email aata hai jo bank ke naam se hota hai aur kehta hai "Verify your account". Jaise hi aap link par click karte ho aur details dalte ho, hacker aapka data le leta hai.

Part 2: Common Types of Online Scams

  1. Phishing Emails & SMS – Fake links ke through login details chura lena.

  2. Fake Shopping Websites – Bahut cheap price dikha ke paisa le lete hain, product kabhi nahi bhejte.

  3. Lottery & Prize Scams – Message aata hai "You won $10,000" – scam hota hai.

  4. Job & Work-from-Home Scams – Advance payment maang kar fraud karte hain.

  5. Tech Support Scam – Call karke bolte hain “Aapke computer mai virus hai, remote access dijiye.”

  6. Investment Scams – Crypto ya stock mai guaranteed high return ke jhoothe offers dete hai.

  7. Romance Scams – Fake profile bana kar trust build karte hain aur paise maangte hain.

Part 3: Warning Signs – Scam Ko Kaise Pehchaane?

  • Too good to be true offers.

  • Unknown number/email se urgent request.

  • Spelling/grammar mistakes in email.

  • Pressure create karna: “Aaj hi karo, warna account block ho jayega.”

  • OTP, PIN ya CVV maangna koi genuine company kabhi nahi maangti.

Part 4: How to Stay Safe (Step-by-Step Tips)

1. Email & SMS Safety

  • Unknown links par click mat karo bilkul bhi bina verify kiye.

  • Always sender ka email address check karo subsai pehlai.

  • Official website/app par khud jao instead of clicking links.

2. Strong Passwords Use Karo

  • Har account ke liye unique password banao.

  • Password mai numbers, symbols aur capital letters use karo.

  • Example: Instead of “rahul123”, use “R@hul_92!Tech”.

3. Two-Factor Authentication (2FA)

  • Banking, Gmail, Facebook, Instagram – sab par 2FA enable karo issai kya hoga apka account kahi pai bhi log in hoga apkai pass ek notification aayegi ki yai aap ho ya nahi bina aapki permission kai koi apka account ki access nahi kar payega iski 2FA ki madad sai yai bohot kaam ka hai isai her social media pai apnai personal account pai or gmail pai fb pai instagram pai or kahi par bhi tumhara account ho tumhai har jagah 2FA on karkai rakhna hai isai kehtai hai 2 Authentic Verification jab aap apni khud apni id log in karogai to bhi apko notification aayegi ki yai aap ho ya nahi vaha par yes ka option aayega or no ka apnai yes per click kara hai to apka account open ho jayega agar apnai no kardiya to nahi hoga yai subsai accha hai security kai liye or apna account ko secure karnai kai liye aap 2 Authentic Verification ka use kare.

  • OTP ya Authenticator app use karo for extra protection.

4. Secure Wi-Fi & Devices

  • Public Wi-Fi par sensitive kaam (banking, payments) avoid karo.

  • Phone aur laptop mai antivirus aur firewall enable rakho.

  • Regular updates install karo.

5. Online Shopping Safety

  • Sirf trusted websites (Amazon, Flipkart, Myntra) se kharido.

  • Padlock symbol (HTTPS) check karo before payment.

  • COD (Cash on Delivery) option ho to use karo.

6. Banking & Payment Safety

  • Card details kabhi bhi WhatsApp, email ya SMS par share mat karo.

  • Netbanking ke liye incognito browser use karo.

  • Bank ka official customer care number hi use karo.

7. Social Media Safety

  • Unknown friend requests accept mat karo.

  • Profile private rakho.

  • Personal details (address, phone number) share mat karo.

8. Verify Before Paying

  • Job offer, investment ya lottery – verify karo official source se check karo.

  • Agar koi call ya message doubt lagta hai to ignore karo.

Part 5: What To Do If You Are a Victim?

  1. Immediately Block Your Card/Account – Bank ko call karo.

  2. Change All Passwords – Affected email/ID ke saath saare linked accounts bhi change karo.

  3. Report the Scam:

  4. Alert Your Contacts – Taaki unke saath bhi scam na ho.

Part 6: Advanced Protection Tools

  • Password Manager – LastPass, Bitwarden, 1Password.

  • Antivirus & Anti-Phishing Tools – Kaspersky, Norton, Bitdefender.

  • VPN – Secure browsing ke liye.

  • Email Spam Filter – Phishing emails block karne ke liye.

Part 7: Prevention is Better Than Cure

  • Har 6 months mai password change karo.

  • Backup rakho important documents ka.

  • Financial transactions ke liye hamesha secure devices use karo.

  • Awareness hi sabse badi protection hai – apne family/friends ko bhi educate karo.



Online scams aur phishing kaafi dangerous hote hain, lekin thoda sa dhyan rakhkar aap easily inhe avoid kar sakte ho. Rule simple hai – kisi bhi unknown source se aayi link, call ya offer par trust mat karo. Always double-check karo, strong passwords aur 2FA enable rakho, aur apne devices ko secure rakho Ek chhoti si awareness aur precaution aapke paise, data aur identity ko bacha sakti hai apko dhyan rakhna hoga ki koi bhi unknown link pai aap click na karo agar kisi nai bheji bhi hai to usai pehlai check karo ki link official secure hai ya nahi kisi bhi social media pai agar kisi unknown person nai ya apkai dost nai hi link bheji ho or pata na ho ki yai link mai kya hai to click na karain bilkul bhi apka phone hack ho sakta hai or agar aap shopping kar rahai hai to aapko bohot jyada offer aayengai kisi unknown website ka jo shopping ki hogi usmai bohot discount pai offer chal rahai hongai bhul kai bhi vaha sai buy na karain apkai paisai vapas nahi aayengai ek baar apnai payment kur di to or na hi product aayega apko dhyan rakhna hai ki sirf official website sai hi shopping karain apko unknown website sai shopping nahi karni hai offer mai chakkar mai or apnai passoword ko secure rakhna hai weak passwords apko bilkul bhi nahi rakhna hai apnai account ka kisi social media ka account ho apko un sabka ka passwords strong rakhan hai.password mai apko simple password nahi rakhna hai apko mix rakhna hai password capital alpha words, small words, numbers, or special character in sabko mix karkai kam sai kam 12 sai 15 words ka password create karna hai jo strong password hoga or 2FA 2 Authentic Verification on karkai rakhna hai yai subsai jaruri hai apnai account ko secure karnai kai liye ismai bina apki permission kai koi bhi apka account access nahi kar sakta agar usai password bhi pata hoga to bhi vo apka account ko access nahi kar payega jab tak apkai phone mai 2 Authentic Verification laga hoga tab tak kisi ko btana hi nahi password pehli baat or dusri baat apko apnai password ko weak nahi rakhna hai bilkul apnai password ko strong rakhna hai jaisai mene btaya sabkuch mix karkai apko password rakhna hai kam sai kam 12 sai 15 words ka password apko rakhna hai or Capital words small words number or special character or special words inhi ka combination bana kai apko password create karna hai agar yai saari batai apnai dhayn mai rakhli to apkai safe honai kai chances badh jayengai or aap apnai apko online scams sai bacha saktai ho or logo ko aware kar saktai ho ki vo bho kaisai bachai in online sacms or phishing attack sai or ek baat kisi bhi anjan number sai apkai pass call aati hai or vo kehta hai ki aap lottery jeet chukai ho apko itnai rupai milengi apko bas itnai rupai daalnai hai ragistaion kai to apko vo bilkul bhi nahi karna hai yai ek scam call hai usai avoid karain or dusri baat agar phone pai koi stock market ki tip dete hai ham apko daily ka tip denge or apkoa profit her din bna denge in scma sai bhi apko bach kai rehna hai yai call walai scam mai aksar log fas jatai hai apko tension bilkul nahi leni hai ek baar apko usai verify check karna hai jyadar fake calls hoti hai or in sab call ko verify check jarur kar lai kuki jydar fraud or scam call sai hotai hai apko unhai avoid karna hai scam call sai.

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